Platinum Membership

Plenti (formally RateSetter)


Consulting & Professional Services


Level 5, 14 Martin Place SYDNEY, NSW, 2000 Australia
'+61 1300 502 028



Plenti is a fast-growing Australian technology-led consumer lending and investment business, focused on creating a fairer, more efficient financial system for all. Since launch, Plenti has funded over $900m of loans to over 55,000 borrowers and has attracted over 22,000 registered investors. It currently has $430 million of loans outstanding. This growth has been achieved whilst maintaining a strong credit performance, including during the current Covid-19. Plenti offers three core loan products: automotive loans, renewable energy loans and personal loans, which together represent over $45bn of lending annually. Each lending vertical is undergoing structural change, regulatory change and/or technology-led disruption. Plenti is well-positioned to benefit from these changes, given its technology-led model, as well as the value and transparency of its offerings to customers. Plenti is Australia’s largest technology-powered provider of personal loans, the largest provider of regulated loans for the purchase of household renewable energy equipment (such as solar panels and home batteries), and one of the fastest-growing providers of secured automotive loans.